Mortgage Processor
LBC Mortgage · Manila, Manila, National Capital Region, Philippines
Job Description
Mortgage Processor (Remote)
LBC Mortgage, a well-established mortgage company with over 20 years of industry experience, is seeking an experienced Mortgage Processor to join our growing team. This is a fully remote, permanent, full-time position.
About the Role
The ideal candidate will have a strong background in residential mortgage processing. You will be responsible for managing loan files from application through closing, working closely with borrowers, loan officers, underwriters, escrow, and title companies. This role requires a keen eye for detail, excellent communication skills, and a thorough understanding of mortgage processing workflows.
Key Responsibilities
- Process residential mortgage loans from application to funding.
- Review loan applications and supporting documentation for completeness and accuracy.
- Collect and analyze borrower income, asset, credit, and property documentation.
- Request and obtain missing documents and conditions from borrowers.
- Submit complete loan packages to underwriting.
- Review underwriting conditions and coordinate their clearance.
- Communicate regularly with borrowers, loan officers, escrow, title, and other third parties.
- Maintain accurate and organized loan files.
- Monitor loan pipeline to ensure efficient movement toward closing.
- Ensure compliance with company, investor, and regulatory guidelines.
Requirements
- Minimum of 2 years of residential mortgage processing experience.
- Ability to calculate and review income documentation.
- Experience reviewing tax returns, pay stubs, W-2s, bank statements, and credit reports.
- Strong understanding of mortgage processing workflows and underwriting requirements.
- Excellent communication and customer service skills.
- Highly organized with strong attention to detail.
- Ability to manage multiple files simultaneously.
- Experience with mortgage Loan Origination Systems (LOS) and Customer Relationship Management (CRM) systems.
- Availability to work during PST business hours.
Preferred Qualifications
- Experience processing high-volume residential loan pipelines.
- Knowledge of FNMA, FHLMC, FHA, and VA guidelines.
- Encompass experience is a plus.
What We Offer
- Fully remote position.
- Competitive compensation.
- Consistent loan volume.
- Long-term career opportunity.
- Supportive and collaborative team environment.
- Opportunity for professional growth.
If you are an experienced Residential Mortgage Processor looking to join a stable and growing mortgage company, we would love to hear from you!
✨ This description was enhanced by AI based on the original listing.